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Europe residency by investment

Portugal D2 Entrepreneur Business Visa

Europe Residency by Investment offers a strategic pathway for global investors seeking mobility, security, and long-term opportunities in Europe. Through approved investment programs, applicants can obtain legal residency in leading European countries while enjoying Schengen travel benefits. These programs provide access to world-class healthcare, education, and business environments.

Europe Residency by Investment - Golden Visas & Investor Residency

Residency in Europe through investment doesn’t have to be difficult. We guide you with tailored plans, and personalized program suggestions.

What is Residency by Investment?

European residency by investment means you receive the legal right to live in a European country in return for making a government-approved investment. This investment supports the local economy and meets strict legal and financial rules.

In many cases, the residency permit allows you to live, travel, and sometimes work in the country. Over time, this residency can lead to permanent residence and, in some countries, citizenship through naturalisation. For families planning long-term security, this is one of the most practical ways to settle in Europe.

europe residency by investment Program

Common Investment Routes in Europe

Different countries offer different routes, but most EU residency by investment programmes include the following options:

  • Regulated investment funds :that are approved and monitored by the government
  • Business or job-creation investments: where your money helps create employment
  • Real estate investment:where still allowed under local laws
  • Cultural, research, or innovation contributions : that support national development
  • Government bonds: which are rare and available in limited programmes

Each route has its own rules, minimum investment level, and holding period.

2025 Market Snapshot: What Has Changed?

From 2023 to 2025, a lot of European countries changed the working of residency programmes. Buying property alone is no longer enough in most places

Here is what the current situation looks like:

  • Spain has closed the doors to the Golden Visa property option in April 2025. Thus, people now shall have to choose a different European country.
  • Portugal changed how its programme works. Buying property is mostly not an option anymore, but you can still apply through funds, culture, or job creation.
  • Greece is still a popular and easier choice. In many places, you can get residency by buying property starting from around €250,000.
  • Malta faced legal problems with the EU. Due to this, investment-based options are now fewer and checked very carefully.

These changes mean that choosing the right country is now more important than ever.

Which European Programmes Still Matter in 2025?

Here is a simple comparison to help you understand which options still work:

Country Investment Routes Typical Minimum Family Included? Residency / Citizenship Path
Portugal Funds, cultural, research, job creation €250k–€500k Yes Residency → PR → Citizenship
Greece Property purchase From ~€250k Yes 5-year renewable residency
Malta Residency routes (strict checks) Higher investment Yes Under legal review
Other EU Options Funds, business, innovation Varies Yes Country-specific

This shows that how to get European Permanent Residence now depends on choosing the right route, not just the lowest cost.

Why Did These Programmes Change?

European countries made these changes for a few simple reasons.

  • European countries made these changes for a few simple reasons.
  • The European Union stepped in and became stricter about programmes that looked like “citizenship for sale.
  • Governments also wanted investments that create jobs, support new ideas, and help the economy grow in a healthy way.

Because of this, Europe now prefers investors who add real value to the country, not just money.

Why Choose Welkin Migration?

We, at Welkin Migration, guide you through the European residency rules so that you never feel lost.

  • We stay updated with rule changes in countries like Portugal, Spain, Greece, and Malta. This way, you don’t waste time or money on options that no longer work.
  • Instead of asking you to research everything on your own, we help match you with a programme that actually fits your situation. This saves a lot of time and avoids wrong decisions.
  • We also help you prepare your documents properly. When papers are clean and clear, background checks usually go smoother and there are fewer questions from authorities.
  • Our work is not done alone. We coordinate with local lawyers, fund managers, and advisors in each country, people we trust and have worked with before.
  • We prefer investment options that make sense in the long run. These usually support jobs, new ideas, or useful projects, not just quick money movement.
  • Most importantly, we are very clear about costs and timelines from the start. You know what to expect, and there are no surprises later.

Europe Residency by Investment FAQS

Right now, Greece is the most common option. In most other countries, property routes are limited, and governments prefer funds or business investments.

The overall time This depends on the country that you are intending to choose. In most cases, you must have lived there legally for a few years before you can apply.

Most programmes now focus on regulated funds, business or job creation, and cultural or research support.

You usually need your passport, proof of where your money comes from, basic background records, and some personal documents.

Yes. Most Europe residency by investment programmes allow you to include close family members.

europe residency by investment Documents Required

Valid passport
Valid passport
Educational Credentials
Educational Credentials
Language Proficiency Test
Language Proficiency Test
Work Experience
Work Experience
Police Clearance & Medical Report
Police Clearance & Medical Report
Proof of Fund
Proof of Fund

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